Social Investing: What It Is & How It Can Help You Invest Without Fear | Katie Perry

According to the Pew Research center, only 52% of Americans invest in the stock market, and 88% of them have incomes over 100K.  Investing, even just 10  years ago, felt like something that was unattainable, confusing, and scary.

Thanks to apps like Public.com, the stock market is becoming democratized and using the power of social investing to change the game. Why not use this year to finally learn how to start investing? Our guest Katie Perry, VP of Marketing for Public.com, is here to share the power of using a social investing app that makes the stock market inclusive, educational, and fun.

What You’ll Learn

  • The power of social investing
  • How to start investing without fear
  • How to use the social community at Public.com to find companies to invest in
  • What role does financial literacy have in teaching you to invest
  • How the democratization of the stock market and implementation of community fosters responsible investing behaviors
  • What role does risk play into your investing strategy
  • Katie’s investing lessons that she’s learned while working at Public.com

Links

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Posted in Budgeting, Life, Podcast, Saving | Comments Off on Social Investing: What It Is & How It Can Help You Invest Without Fear | Katie Perry

How to Invest For the Rest of 2020| Michelle Schneider

I know, you’ve got questions how to invest in 2020 and what the heck the stock market is doing. I’m right there with you. You turn on the news and all you hear is how hot the stock market is and how terrible the economy is. How can those two things even go together? Not to worry, Michelle Schneider, author of Plant Your Money Tree, and the Director of Trading Research and Education at MarketGauge.com, is back to share what you need to know about investing and stock market trends for the rest of 2020.

Investing tips for the rest of 2020

What You’ll Learn

  • What stock trends to pay attention to for the rest of 2020
  • How the election and stimulus bill might impact the stock market
  • Easy ways to stay on top of the stock market without being an investment expert
  • Will trends with companies like Amazon, Peloton, Zoom, and more continue
  • What to do if you have a 401(k) or IRA going forward
  • How to spot trends using market phases

Links

Episode Sponsors

Thanks to Indeed for sponsoring this episode. Try Indeed out with a FREE SEVENTY-FIVE DOLLAR CREDIT at Indeed.com/mymoney. This is their BEST offer available ANYWHERE.

Thanks to Gen Z Green for sponsoring this episode. Check out the Gen Z Green podcast on any podcast player to hear inspiring stories from real millionaires, top influencers, and world-class experts in personal finance.

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Posted in Podcast | Comments Off on How to Invest For the Rest of 2020| Michelle Schneider

The Best Money Apps to Spend, Save, Grow and Protect Your Cash in 2020

There are so many money apps out there! Excuse my over-emphasis here, but there are so many money apps that it’s easy to find yourself in a state of app overload. I surely haven’t tested all the apps out there, but thanks to this show I’d had a first-hand look at so many that I think are worthy of a download and a permanent place on your phone. I’m dishing a few of my favorites in this episode to help you spend, save, grow, and protect your cash.

What You’ll Learn

  • The best money apps for online banking that offer no-fees and a slew of other benefits
  • Two great apps to help you save money on your purchases, Raise and Slide, and why CEO Jay Klauminzer says these are must-have apps
  • Why contactless payments are revolutionizing the app game
  • How to use money apps to protect your cash
  • My PIVOT system to transform your cash and help you achieve your money goals

Links

Episode Sponsor

Thanks to Indeed for sponsoring this episode.

Thanks to Indeed for sponsoring this episode. Try Indeed out with a FREE SEVENTY-FIVE DOLLAR CREDIT at Indeed.com/MYMONEY. This is their BEST offer available ANYWHERE.

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Posted in Podcast | Comments Off on The Best Money Apps to Spend, Save, Grow and Protect Your Cash in 2020

Should You Buy a House in 2020 – What You Need To Know | Anthony Sherman

So, 2020, you’ve been a bit of an interesting year…but interesting doesn’t always mean it’s bad. Depending on what is going on in your world, now might be the right time to buy a house, believe it or not. What do you need to know, what credit score are you aiming for, how to secure the best loan, and countless other important details coming in this episode with Anthony Sherman, co-founder, and CEO of Simplist.

My Home Journey

I bought my first house when I was 24 and probably had no business buying a house. I thought I was rich because we had saved $10,000 and somehow convinced my parents to lend us some more money for the downpayment. We had been pre-approved for a home loan of $350,000. If you know anything about real estate prices in Los Angeles, $350,000 doesn’t get you much now, but it did over ten years ago.

I remember when we walked into our house on an open house tour. It’s true, the house does pick you! I fell in love with this little 1960s bungalow and all its unique features. There was a brick flooring in a little alcove and wood ceilings and the best backyard I could hope for.

The home buying process was grueling for someone who obsesses about numbers, but at 24, I didn’t think very much about it…I just wanted the house. I will say, there are a few things I learned about the process that can help you.

  1. Buy ONLY what you can truly afford (because stuff breaks right and left and you need cash to fix it)
  2. Find a house that still allows you to save and invest
  3. Find a house that has resale value (because you aren’t going to live in it forever)
  4. Look at a ton of houses…it helps you figure out what you really want
  5. Make sure three things are up to snuff: the roof, the windows, and the plumbing. (We spent over $25K to fix the plumbing just under a year after buying the house)
  6. Don’t forget to budget for yard work
  7. Sacrificing for your house is sometimes necessary, just make sure you can still have money for some fun

I’m sharing a bit more about my home buying journey in this episode, so enjoy!

What You’ll Learn

  • Is now the time to be looking for a new house
  • What credit score do you need in 2020 to get the best interest rates
  • How and why to get pre-approved for a mortgage
  • How to get a mortgage if you’re self-employed
  • What happens if you lose your job while you’re trying to buy a house
  • Best money practices to set yourself up for a mortgage
  • I share my own journey of buying a house

Episode Sponsor

Thanks to Indeed for sponsoring this episode. Try Indeed out with a FREE SEVENTY-FIVE DOLLAR CREDIT at Indeed.com/MYMONEY. This is their BEST offer available ANYWHERE!

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Posted in Budgeting, Credit, Life, Podcast | Comments Off on Should You Buy a House in 2020 – What You Need To Know | Anthony Sherman

The Powerful Connection Between Mental Health and Wealth | Melanie Lockert

How does debt make you feel? Maybe you feel anxiety, stress, fear, outrage, or even depression when you think about your debt. If this is you, please, first know you are not alone in these feelings. Debt is one of the #1 reasons for anxiety and depression and has even been described as a heavyweight that is pushing down on you every second of the day.

Melanie Lockert, the brains behind the successful blog Dear Debt, and the Mental Health and Wealth podcast, is sharing her story of dealing with debt, depression, and how she paid off over $81,000 in the process.

mental health and wealth

What You’ll Learn

  • Tricks to help you deal with anxiety and depression around money
  • The connection between debt and mental health
  • How to use side hustles to pay down your debt
  • Melanie’s story of paying off $81,000 of debt
  • How Melanie built a career sharing her debt journey
  • The art of finding joy, beauty, and pleasure each day

Links

Episode Sponsor

Thanks To EveryPlate for sponsoring this episode. Get 3 weeks of EveryPlate meals for only $2.99 per meal by going to EveryPlate.com and entering code mymoney3.

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Posted in Budgeting, Career, Life, Podcast | Comments Off on The Powerful Connection Between Mental Health and Wealth | Melanie Lockert

Start Making Million Dollar Choices With Your Money

I’m not quite sure, but somehow a million dollars became the marker of success. I can remember when I was younger saying I’m going to make a million dollars and then stop working and move to a tropical island. (I can dream, right). 

The truth is a million dollars today is not what it used to be, but what you can do is start making million-dollar choices with your money. This doesn’t mean a million is going to drop from the sky, but if you put your mind in million-dollar mode, you’ll already be ahead of the game. How do you start making million-dollar choices – good question, listen in, and I’ll let you in on the secret.

What You’ll Learn

  • Some sobering stats about the wealth gap
  • Six steps to start making million-dollar choices
  • Why you need to ditch a budget and get a money flow plan
  • How toxic thoughts and relationships might be keeping you from money success
  • The exact steps you need to start paying off your debt
  • Ways to diversify your income, investments, and your thoughts

Episode Sponsor

Thanks to EveryPlate for sponsoring this episode. Get 3 weeks of EveryPlate meals for only $2.99 per meal by going to EveryPlate.com and entering code mymoney3.

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How to Travel Safely & Save Money in 2020 | Scott Keyes

It is still possible to travel in 2020 and save money while doing so. Our guest on the podcast, Scott Keyes from Scott’s Cheap Flights, says that traveling is still possible even during this strange year and travel deals are still out there to be found. While you might not be able to travel abroad just yet, there are plenty of places to explore locally and scratch your travel itch.

What You’ll Learn

  • Is it safe to travel right now
  • Why traveling on a plane might be safer than you think
  • How to find travel deals (even in 2020)
  • What you need to know about booking a trip that you might need to cancel
  • The happiness effect of travel and how travel helps your mental state
  • How Scott’s Cheap Flights started and what makes them unique
  • How to figure out where to travel to

Links

Podcast Sponsor

Want to start a profitable blog but don’t know where to start? Head to https://bit.ly/startablogclass to sign up for a free 90-minute masterclass with Kate Kordsmeier and start building your profitable blog.

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Posted in Life, Podcast, Travel | Comments Off on How to Travel Safely & Save Money in 2020 | Scott Keyes

How to Pay Off Your Student Loans in 2020 | Robert Farrington

Student loan debt in 2020 hit a record and is now about $1.56 trillion and growing. If you have student loan debt, I can bet you’d do just about anything to get it paid off. You might also feel a great deal of anxiety, maybe even depression, or anger towards your student loans. No matter how much you owe, you’re probably wondering how to pay off your loans FAST.

Robert Farrington, the creator of the brilliant website The College Investor, is here to share what you need to know about your student loans in 2020 and beyond.

What You’ll Learn

  • Should you defer your loans
  • What did the CARES Act say about student loans
  • How to pay off your loans quickly
  • Should you consolidate or refinance your loans
  • How to invest and pay off your student loans
  • What student loan repayment plan should you be on
  • Is student loan forgiveness for you
  • How to avoid student loan scams

Links

Episode Sponsor

If you have design or development needs, schedule a free 30-minute consultation with Mutual Mobile at mutualmobile.link/mymoney to get started.

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Posted in Budgeting, Credit, Podcast | Comments Off on How to Pay Off Your Student Loans in 2020 | Robert Farrington

How to Maximize Your Money to Work For You Instead of Against You | Kennedy Reynolds

Do you look at the list of things you want to do with your money and break out into sweat not knowing what to do first, and when to do it? If you’re shaking your head yes know that you are so not alone. That is what makes money so interesting and so tricky at the same time. Not to panic though, our guest Kennedy Reynolds from Acorns is here to help you learn how to maximize your money to work for you instead of against you.

What You’ll Learn

  • How to make investing work for you
  • Easy ways to track your money each month
  • Why personal finance education is a difference-maker
  • The ins and outs of Acorns and how you can start investing with spare change
  • How to start teaching your kids about money

Links

Episode Sponsor

Get unlimited access to EVERY MasterClass, and as a Millennial Money listener, you get 15% off the Annual All-Access Pass! Go to MASTER CLASS.com/MYMONEY for 15% off MasterClass.

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Posted in Budgeting, Career, Life, Podcast | Comments Off on How to Maximize Your Money to Work For You Instead of Against You | Kennedy Reynolds

Do You Really Need Life Insurance | Allison Kade

Let me ask you this, are you married or do you have a committed partner? Do you have kids? Does someone depend on your income? Do you own a house? If you answered yes to any of these questions, then quite possibly you really do need life insurance. Allison Kade, the millennial money expert at Fabric is here to breakdown the ins and outs of life insurance and answer that burning question – do you really need life insurance.

life insurance

What You’ll Learn

  • Who needs life insurance and who doesn’t
  • How much life insurance do you need
  • What the heck is a healthcare proxy and do you need one
  • How much does life insurance cost
  • Why life insurance is a serious self-care act

Links

Podcast Sponsor

Get unlimited access to EVERY MasterClass, and as a Millennial Money listener, you get 15% off the Annual All-Access Pass! Go to MASTER CLASS.com/MYMONEY for 15% off MasterClass.

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Posted in Budgeting, Life, Podcast | Comments Off on Do You Really Need Life Insurance | Allison Kade

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