I’m a huge fan of credit cards. Yep, I said it.
Contrary to what most personal finance experts will tell you, I think having a credit card, or a few credit cards, can be a smart money move in your 20’s and 30’s.
Credit cards offer so many perks. You can get free plane tickets, cash back, discounts, free hotel stays, buy all the stuff you want on Amazon, etc. Depending on which credit card you have, of course, will determine what “goodies” you get. The goodies though are the reason to have a credit card. (more…)