It’s almost impossible to avoid credit card debt. Even if you’re always within your budget, have a healthy savings account, and live by debit and cash, there will certainly come a time when you’re going to want to spend some cash that isn’t in your account. Enter credit card debt. It happens to the best of us.
I’ve always tried, to be honest on the podcast that credit card debt comes and goes. I get really frustrated at all the posts about people who are killing themselves to live debt free. Yes, it’s a great goal. Yes, it makes you feel really good and is financially smart. However, the reality is that life happens and sometimes you go into debt.
What’s the best strategy if you’re currently in debt to get it paid off?
It’s a secret that you don’t hear about often – using 0% balance transfer offers to radically reduce your debt. Here are a few of my favorites.
On This Podcast Episode:
- We’ll dish about why being in debt isn’t the worst thing that can happen to you
- How to use this secret to radically reduce your debt
- Why you need a strategy with your debt
- What steps you should take to have a healthy dose of debt
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Shannah Compton Game is a Money Wellness expert, host of the to-rated Millennial Money podcast, and CERTIFIED FINANCIAL PLANNER with an MBA. Millennial Money has over 15 million downloads in 164 countries. Shannah’s years of experience as a skilled Certified Financial Planner have set her on a mission to revolutionize how people think, act, and feel about their finances…and have some fun doing so.